Technology and New Payment Methods: How Users' Digital Habits Are Changing
Abstract
Digital transformation has revolutionized the financial sector by diversifying electronic payment methods such as digital wallets, virtual cards, and prepaid solutions. These tools improve speed, convenience, and budget control, reducing reliance on cash in domestic and international transactions. With the expansion of global trade, security—through encryption and authentication—and adaptability to local preferences are paramount. The future of the sector will be shaped by technological innovation.
References
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